Workers compensation fraud happens form simple to complex methods that usually require lengthy and difficult investigations. For instance, an employee could either inflate his or her injuries or just fabricates injuries. On the other hand, white collar criminals which include lawyers and doctors could pay, entice and conspire with others to cheat the system via fraudulent activity.

Workers compensation fraud is a big crime in America these days. Every year, billions of dollars are stolen in unpaid premiums and false claims. Frauds force higher premiums and draining profits of businesses and costing honest employees their jobs and pay.

The biggest motive for this fraud is free money. Crooked employees or workers usually secretly take a second job or establish a sideline business while claiming that they are injured and unable to do their present job. Through this, they will receive lost wages from the policy of the company and earn extra money illegally. Another lure is a free vacation wherein dishonest workers collect and claim insurance money by pretending to be disabled while in truth, they pursue other sports, hobbies and other personal activities. Even though workers may be hurt off the job, they could claim to be hurt at work so the company’s policy will cover the medical bills.